2024 Coinsurance Lifetime Reserve Days Calculator. Medicare lifetime reserve days limit the number of days that medicare part a will cover expenses for extended hospital. You also have an additional 60 days of coverage, called lifetime reserve days.

If you have used your 90 days of hospital coverage but need to stay longer, medicare covers up to 60 additional lifetime reserve days, for which you will pay a daily coinsurance. Here’s a quick rundown of the key changes: